Split expenses with friends and track your own money

Yes! Spliteo supports multiple currencies within the same group. You can add expenses in different currencies and the app will track each currency separately without forcing conversions. This is perfect for international trips or groups with members in different countries.

No! Spliteo has a unified dashboard where you can see your total balance across all groups at a glance. You'll see who owes you and who you owe across all your groups in one place, making it easy to track your overall financial situation without switching between groups.

Absolutely! Spliteo includes analytics features that help you visualize your spending patterns over time. You can see breakdowns by category, track your expenses across different groups, and get insights into where your money is going. It's a great tool for personal expense tracking in addition to splitting costs with others.

Both. Alongside the group splitting, Spliteo has a full personal finance module: your own transactions, budgets and savings goals, with category analytics. Your share of any group expense syncs into it automatically, so your personal numbers already include what you spend with others — you don't have to enter anything twice.

Yes. Spliteo runs an MCP server, so Claude, ChatGPT or any MCP-compatible client can work with your finances in plain language — check balances, add expenses, review budgets and goals, all from the chat. You set it up in Settings → AI Assistant, and it's available on Premium.

No, Spliteo is a tracking and calculation tool only. It doesn't connect to your bank account or process payments. Instead, it helps you keep track of who owes what and provides optimized settlement plans. You settle debts outside the app using your preferred payment method (cash, bank transfer, Venmo, etc.).